Let us be Your Trusted Financing Advocate

For over 10, years, Inland Capital has provided loans to ambitious and success driven real estate investors. With flexible options, fast financing, and proven real estate experience, we can be your trusted financing advocate.


The Inland Capital

Borrowing Experience

Financing a distressed house, commercial or multifamily project has gotten more difficult in recent years. Banks rarely understand the upside potential that small, community-focused developers and entrepreneurs see. Inland Capital can give you the loan you need quickly and efficiently, so you can focus on growing your business. 


Proven Real Estate Experience

With over 75 years of combined, proven real estate experience, our experts are willing to share insights into your projects with the hope that you will find success in each project.


Fast Processing

Get pre-approved within 24 hours and close the deal in as few as 3 days.


No Upfront Fees

$0 in upfront costs means more liquidity and capital available for you to invest into each project.


Creative Solutions

Many of these “fix-and-flip” and “renovate and rent” properties are not bank financeable. Inland Capital can be creative and fund projects that banks may refuse to finance.


Financial Coaching

New to borrowing and investing in real estate? No problem. We will guide you through the process every step of the way. As investors ourselves, we know what you’re going through and will offer you our full support and expertise.


Profit Potential

Instead of focusing on financing contingencies or on a buyer’s income status, Inland Capital look at whether the from purchase to rehab has profit potential. As your advocate, Inland Capital will do its part to help ensure the highest potential of success for its clients.


Our Borrowing Process


Step 1: Get a contract.

We underwrite all of our loans in house in order to provide the highest level of customer service. We want to be your partner for all your project needs.

Step 2: Fill out our loan application.

We protect all of your information once you submit it to us. Once we have your information, we can better serve you and your needs.

Step 3: Provide required documents.

Get fast approvals for your financing needs by providing specific documents to help speed up the process.

Step 4: Close the loan and begin your project.

Choose your lending package and finalize your loan. We can deliver your needed capital within days.


Inland Capital 2018 Loan Packages

General Guidelines

  • Non-owner occupied only
  • Cross collateral options
  • Direct Lender
  • Washington, Oregon, Idaho
  • Bank Statements Only
  • Interest Only Payments
  • Rates and Terms are based on experience, fico, and payment history
  • No upfront points or fees. Fee’s are differed until you’ve sold or refinanced the property.
Lending Packages 10% Interest 11% Interest 12% Interest
Length 1 Year 1 Year 1 Year
Down Payment Requirement* 25% 12% 5%
Lender Points 2 3** (early payoff discount available) 4** (early payoff discount available)
Fico Requirement Over 690 None None
Lender/Doc Fee $1090 $1090 $1090
Early Payoff Penalty*** None None None
Extension Fee+ 1 Point/6 Months 1 Point/4 Months 1 Point/3 Months
Loan Amounts $50k-750k $50k-750k $50k-750k
Closing Timeframe 3-7 Days 3-7 Days 3-7 Days
Collateral++ Cross Collateralization Available Cross Collateralization Available Cross Collateralization Available
Rehab Financing+++ 1 Point Fee + $299 Doc Fee 1 Point Fee + $299 Doc Fee $299 Doc Fee (1.5 Point Discount for early payoff)

All rates and terms are for properties purchased using a 3rd party escrow company. Out of Escrow, and Foreclsoure Auction terms may differ. All loans, conditions, rates and terms are subject to Inland Capital’s underwriting standards and management approval.
*Down Payment can be achieved through cash down from borrower at closing or cross collateral. Subject to underwriting review.
**Fee's are discounted to 2% if loans are paid off within 5 months.
***Inland Capital doesn't require borrowers to commit to paying a certain amount of interest over the term of their loan. Borrowers can payoff anytime without penalty.
+Extension fee's are negotiable and may not be available to borrowers with late payment histories.
++CrossCollateral is underwritten based on both the subject property and "cross collateral" property fair market value and debt.
+++Rehab financing is available on a case by case basis determined by underwriting.


Preparations Before You Apply


To help with the efficiency of the underwriting, approval and documentation processes, you can obtain and/or prepare the following items:

  • Purchase & Sale Agreement

  • Organizational Documents (if property will be owned by an entity: LLC-Operating Agreement, Corporation-Articles of Corporation)

  • Property Profile (if available)

  • Comparables (if available)

  • Title Commitment (if available)


Let's Get Started.